<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/rss2full.xsl" type="text/xsl" media="screen"?><?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/itemcontent.css" type="text/css" media="screen"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0">

<channel>
	<title>eForeclosurePedia</title>
	
	<link>http://eforeclosurepedia.com</link>
	<description>Foreclosure Resource</description>
	<pubDate>Thu, 16 Oct 2008 11:05:54 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.2</generator>
	<language>en</language>
			<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/Eforeclosurepediacom" type="application/rss+xml" /><item>
		<title>California Foreclosure Filings Slow Down in September</title>
		<link>http://eforeclosurepedia.com/california-foreclosure-filings-slow-down-in-september/</link>
		<comments>http://eforeclosurepedia.com/california-foreclosure-filings-slow-down-in-september/#comments</comments>
		<pubDate>Thu, 16 Oct 2008 11:05:54 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=188</guid>
		<description><![CDATA[According to September 2008 California Foreclosure Report released by ForeclosureRadar.com, the notice of defaults (NODs) fell 61.8 percent in September due to new legislation that went into effect on September 8th.  The report says the drop in foreclosure filings was due to the California State Senate Bill 1137 which requires lender to contact default homeowners [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/california-foreclosure-filings-slow-down-in-september/feed/</wfw:commentRss>
		</item>
		<item>
		<title>4 Ways to Buy a Foreclosure</title>
		<link>http://eforeclosurepedia.com/4-ways-to-buy-a-foreclosure/</link>
		<comments>http://eforeclosurepedia.com/4-ways-to-buy-a-foreclosure/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 11:25:08 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=186</guid>
		<description><![CDATA[Below is a sampling of the types of deals available.
REO - REO stands for Real Estate Owned property which is owned by the bank.  REOs have already been through the foreclosure process, to the auction, and now offered back on the market.  Banks will hire REO specific real estate agents to help them sell properties.

Pros [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/4-ways-to-buy-a-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Buying a House After Foreclosure</title>
		<link>http://eforeclosurepedia.com/buying-a-house-after-foreclosure/</link>
		<comments>http://eforeclosurepedia.com/buying-a-house-after-foreclosure/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 10:34:03 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=181</guid>
		<description><![CDATA[ Buying a home after a foreclosure has become a popular topics and due to the number of Americans have been foreclosured on lately.
Buying a home after a foreclousre could be challenging.  Most lender will look at your financial history as an indicator of what you will do in the future.  If you missed several [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/buying-a-house-after-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Long After Foreclosure Until Eviction?</title>
		<link>http://eforeclosurepedia.com/how-long-after-foreclosure-until-eviction/</link>
		<comments>http://eforeclosurepedia.com/how-long-after-foreclosure-until-eviction/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 10:46:56 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=179</guid>
		<description><![CDATA[
In general, the bank will not start the foreclosure process until the homeowners are 3 to 6 months behind mortgage payments.  It can start as soon as your loan is in default (31 days late) but many lenders will give customers some time to get caught up, but you need to contact your lender right [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/how-long-after-foreclosure-until-eviction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Highest and Best Offer?</title>
		<link>http://eforeclosurepedia.com/highest-and-best-offer/</link>
		<comments>http://eforeclosurepedia.com/highest-and-best-offer/#comments</comments>
		<pubDate>Sat, 06 Sep 2008 11:35:13 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=177</guid>
		<description><![CDATA[So what is the tactic in offering on a foreclosure property when asked to present your highest and best offer to a bank on a REO listing?
The Highest and Best Offer made a bank is their usually counter offer.  They are acknowledging that they received multiple offers and that there is one or two they [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/highest-and-best-offer/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Foreclosure Loss Mitigation Departments</title>
		<link>http://eforeclosurepedia.com/foreclosure-loss-mitigation-departments/</link>
		<comments>http://eforeclosurepedia.com/foreclosure-loss-mitigation-departments/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 11:10:04 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Avoid Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=172</guid>
		<description><![CDATA[If you may go into foreclosure, try avoiding foreclosure by contacting the mortgage lenders&#8217; loss mitigation department.
Here&#8217;s contact information for Loss Mitigation Departments


Ameriquest
800-211-6926


Accredited
877-273-4599


Aurora Loan Servicing
866-521-3828


Avelo Mortgage LLC
866-992-8356




Bank of America 
716-635-2982


BB&#38;T Mortgage
800-827-3722


Central Pacific Bank
800-342-8422


Charter One Mortgage
800-234-6002


Chase Home Finance
800-848-9136


Chevy Chase Bank
800-933-9100



CitiMortgage Inc. 
636-256-5088




CitiFinancial Mortgage 
 800-422-1498


Downey Financial Corp
800-824-6902


EMC Mortgage Corp
888-824-6902


Equity One
800-664-1325



EverHome Mortgage

800-669-7724


First Horizon Home Loan
800-919-5376


Flagstar Bank
800-945-7700


Fremont Investment [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/foreclosure-loss-mitigation-departments/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Long Can I Stay in My Home After a Foreclosure?</title>
		<link>http://eforeclosurepedia.com/how-long-can-i-stay-in-my-home-after-a-foreclosure/</link>
		<comments>http://eforeclosurepedia.com/how-long-can-i-stay-in-my-home-after-a-foreclosure/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 11:00:21 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=171</guid>
		<description><![CDATA[
How long can I stay at home after a foreclosure?
Once a home is foreclosured on and the home has been sold via a foreclosure sale, the new owner may begin the eviction process.  You will receive a legal notice to leave the premises with 72 hours and if you fail to leave the premises, the [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/how-long-can-i-stay-in-my-home-after-a-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Defaulting Landlords</title>
		<link>http://eforeclosurepedia.com/defaulting-landlords/</link>
		<comments>http://eforeclosurepedia.com/defaulting-landlords/#comments</comments>
		<pubDate>Mon, 01 Sep 2008 11:15:40 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=184</guid>
		<description><![CDATA[
What are the rights of renters when the landlord has defaulted on a their loan for the property?  The typical foreclosure home nowadays is often owned by an investor or speculator who was hoping to turn a profit from th erents.  They counted on the rising rents and low interest rates to cover mortgage payments.  [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/defaulting-landlords/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Closing on A Foreclosure</title>
		<link>http://eforeclosurepedia.com/closing-on-a-foreclosure/</link>
		<comments>http://eforeclosurepedia.com/closing-on-a-foreclosure/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 11:19:38 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=168</guid>
		<description><![CDATA[
When purchasing a foreclosure there are a few tips to help an offer get accepted with the bank.
-A sooner closing date on foreclosure offers helps a bit. Any closing over 45 days might raise a red flag.  If you are okay with doing 30 days, then go forward with it.  The sooner the closing, the [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/closing-on-a-foreclosure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Ways to Reduce Your Mortgage</title>
		<link>http://eforeclosurepedia.com/ways-to-reduce-your-mortgage/</link>
		<comments>http://eforeclosurepedia.com/ways-to-reduce-your-mortgage/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 11:06:05 +0000</pubDate>
		<dc:creator>Susan S.</dc:creator>
		
		<category><![CDATA[Avoid Foreclosure]]></category>

		<guid isPermaLink="false">http://eforeclosurepedia.com/?p=167</guid>
		<description><![CDATA[
If you feel that you may lose your home, you should look at reducing your mortgage payments by exploring these options:
-Ask the mortgage lender or bank to change your terms.  Some can pay weekly, bi-weekly or bi-monthly payments, although you must get clarification from your bank.
-Refinance your loan.  Try to stretch your mortgage out a [...]]]></description>
		<wfw:commentRss>http://eforeclosurepedia.com/ways-to-reduce-your-mortgage/feed/</wfw:commentRss>
		</item>
	</channel>
</rss><!-- Dynamic Page Served (once) in 1.567 seconds --><!-- Cached page served by WP-Super-Cache --><!-- Compression = gzip -->
